Loan Calculator
Calculate mortgage, auto, personal, and business loans for US & UK
10
Loan Types
2
Countries
Real-time
Amortization
Current Average Rates
US: 4.5% - 7.5%
Mortgage Rates • Updated 1/3/2026
Calculate Loan
Common Loan Amounts
4.50%
Range: 3.5% - 7.5%
30 yrs
Range: 15 - 30 years
Common Terms
Quick Actions
US Loan Types
🏠
Mortgage
Home purchase loan
3.5% - 7.5%
15 - 30 years
🚗
Auto Loan
Vehicle financing
3.0% - 10.0%
3 - 7 years
💰
Personal Loan
Unsecured personal loan
6.0% - 36.0%
1 - 7 years
🎓
Student Loan
Education financing
3.5% - 12.0%
10 - 25 years
🏢
Business Loan
Small business financing
5.0% - 15.0%
1 - 25 years
Loan Tips
•20% down payment avoids PMI (US)
•APR includes fees, not just interest rate
•UK mortgages typically 25-35 years
•Shorter terms = less total interest
•Check credit score before applying
Current Rates (US)
🏠Mortgage
4.5%🚗Auto Loan
5.5%💰Personal Loan
10.5%🎓Student Loan
5.5%